Doc: "You see, Marty, this time I really, really know what I am doing, so you can trust me on this one"
Marty: "Gee, I dunno, Doc"
Fannie Mae Eases Credit To Aid Mortgage Lending - 30th September 1999 (New York Times)
... In moving, even tentatively, into this new area of lending, Fannie Mae is taking on significantly more risk, which may not pose any difficulties during flush economic times. But the government-subsidized corporation may run into trouble in an economic downturn, prompting a government rescue similar to that of the savings and loan industry in the 1980's.
Yeah ... but THAT will never happen again. That 'S and L bailout' thing was a once in a lifetime event. Six Sigma, and all that. We're smarter than that now. It's different this time.